BMA Advocates Associates

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Authoritative Legal Counsel for Kenya's Financial Sector

Kenya’s financial sector is characterized by rapid innovation and a sophisticated regulatory environment. Whether you are a bank, financial institution, private equity fund, or corporate entity, navigating complex transactions and ensuring strict compliance is fundamental to operational integrity and growth.

We offer strategic, precise legal counsel that bridges local regulatory specifics with global financial best practices. Our expertise ensures your financial transactions are compliant and structured to achieve optimal commercial outcomes.

Our Core Services: Structuring Transactions, Ensuring Compliance, Mitigating Risk

The financial sector demands meticulous attention to legal detail and proactive risk management. Our dedicated team provides comprehensive support across a broad spectrum of banking and finance matters.

Integrated Financial Insight

Deep legal knowledge combined with practical financial market understanding, delivering advice that is both legally sound and commercially astute.

Authoritative Regulatory Expertise

Comprehensive knowledge of CBK directives, CMA regulations, and the Insolvency Act to ensure operations meet Kenya’s strict legal requirements.

Optimized Deal Structuring

Strategically structuring complex transactions to achieve optimal outcomes, mitigate risk, and align with your business goals.

Responsive and Precise Counsel

Prompt responses and clear communication ensure your transactions proceed efficiently and with full clarity.

Your Trusted Financial Partner

Enduring client relationships built on discretion, integrity, and trust, with your sensitive financial information handled professionally and confidentially.

For Those Who Won’t Settle

Facilitating Your Financial Success with Legal Precision

The Choice of Those Who Demand More.

Lending & Security Documentation

  • Drafting, reviewing, and perfecting all forms of credit and security instruments for diverse financing structures, including bilateral and syndicated loans, asset finance, project finance, and real estate finance.
  • Charges over assets, debentures, mortgages, guarantees, and other collateral arrangements, ensuring robust enforceability.

    • Financial Regulatory Compliance & Advisory

  • Guiding banks, microfinance institutions, SACCOs, payment service providers, and corporate clients on directives from the Central Bank of Kenya (CBK), Capital Markets Authority (CMA), and Competition Authority of Kenya (CAK).
  • Advising on licensing, anti-money laundering (AML) protocols, data protection in financial services, and prudential guidelines.

    • Project Finance

  • Legal counsel for large-scale infrastructure, energy, and PPP projects.
  • Structuring financing agreements, advising on security packages, managing regulatory approvals, and ensuring legal integrity from inception to completion.

    • Debt Restructuring & Insolvency

  • Representing lenders and borrowers in complex debt restructurings, financial workouts, and formal insolvency proceedings under Kenya's Insolvency Act, 2015.
  • Aiming for commercially viable resolutions that protect clients' financial positions.

    • FinTech & Digital Financial Services

  • Advising on legal and regulatory frameworks for emerging financial technologies, mobile banking, digital payment systems, blockchain applications, and other innovative solutions.
  • Helping clients innovate securely and in compliance with Kenyan law.

    • Securitization & Structured Finance

  • Sophisticated legal advice on complex instruments designed to optimize capital structures, manage risk, and create liquidity.
  • Includes asset-backed securitization and other structured financing arrangements.

    • Ready to Navigate Complex Business Legalities?

    We Provide Corporate and Commercial Legal Counsel Can Count On.

    Complex business environments demand precise legal insights. Our team is prepared to offer the clear, actionable advice your enterprise requires.

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    Welcome to Kenya's leading law firm, committed to out-of-the-box thinking that puts your needs first and protects your interests.

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    Delta Riverside Office Park, 3rd Floor, Block 4 Riverside Dr, Nairobi

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